Why You Need the Extra Liability Coverage of Umbrella Insurance

Liability insurance is essential for everyone due to the rising costs of accidents. With medical expenses increasing every year, it’s more important than ever to ensure you have adequate coverage to protect yourself financially. While your home and auto policies provide some liability coverage, adding an umbrella insurance policy offers an extra layer of protection against the high costs of accidents. To get started with a policy, contact Bonvenuto Financial Group LLC in Uniontown, OH.

Expensive Accidents

Home and auto insurance policies come with their own liability limits, offering a certain level of protection. However, these limits are often insufficient for covering the costs of expensive accidents. Serious injuries can result in astronomical medical bills, leaving you financially vulnerable if your policy doesn’t cover the full amount. Umbrella insurance steps in to provide additional liability coverage, ensuring you’re not responsible for paying out-of-pocket once your home or auto policy reaches its maximum payout.

How It Works

When you have home, auto, and umbrella insurance, your home or auto policy is the first to respond in the event of an accident. These policies cover the costs up to their maximum payout limits. If the expenses exceed these limits, umbrella insurance takes over to cover the remaining costs. Umbrella policies offer substantial coverage, making them invaluable for protecting against the financial burden of expensive accidents. Adding this policy is a smart way to safeguard your finances and avoid paying overages.

Get Umbrella Insurance in Uniontown

Protect yourself with umbrella insurance today. Contact Bonvenuto Financial Group LLC in Uniontown, OH to get started with a policy that provides peace of mind and financial security.