Ohio Commercial Insurance: Know Your Rights and Limitations

Seasoned business owners know that having the best commercial insurance policy is the best way to protect their Ohio-based businesses from the devastating financial effects of unforeseen circumstances like accidents, property damage, or lawsuits filed against them.

Bonvenuto Financial Group LLC in Uniontown, OH can help you choose the best policy for your needs. 

Rights and Limitations for Commercial Insurance 

Right #1. – You have the right to choose the best commercial insurance policy that meets your business’s unique needs. 

Limitation: Beware of limited policy options that don’t include the coverage you want or need. 

Right #2.- You can have more than one type of commercial insurance from the following available insurance types.

  1. General Liability Insurance – covers a wide range of insurance-related claims against lawsuits, legal claims, personal injuries, property damage, and more. 
  2. Property Insurance – most Ohio commercial property insurance options have provisions for property damage, business interruption, equipment breakdowns, liability, and additional coverages. 
  3. Workers Compensation Insurance – this employment-based insurance helps protect business owners and employees in the case that they are injured on the job. This insurance may be legally required for large Ohio employers. 
  4. Specialized Commercial Insurance: get specialty commercial insurance coverage to meet your business’s individual needs. Ask an agent for specifics about special coverages. 

What Do Ohio Commercial Insurance Policies Typically Cover?

Commercial insurance policies cover a wide range of business-related expenses that could ordinarily put a small business owner out of business. 

  • Property Damage
  • Bodily Injury
  • Product Liability 

Talk to a licensed insurance agent, Bonvenuto Financial Group LLC in Uniontown, OH to learn about specialty commercial coverage for your Ohio-based business.  

Get Commercial Insurance in Ohio

The expert insurance agents at Benvenuto Financial Group can answer your questions and help you choose a policy.