Part of being a car owner is having car insurance. Knowing the different types of car insurance can help you choose the best insurance for you. The most basic, and often inexpensive, type of car insurance is auto liability insurance.
Whether you’re trying to save money or simply don’t think you need a lot of coverage for your vehicle, liability insurance may be an option. The professionals at Bonvenuto Financial Group LLC, servicing Uniontown, OH, can help you decide if this type of insurance is right for you.
What Is Auto Liability Insurance?
Liability insurance is the most basic type of auto insurance available and is legally required. If you cause an accident that damages another vehicle, liability insurance can pay to repair or replace the other driver’s vehicle. Liability insurance does not pay to repair or replace your vehicle after a collision. Liability insurance also does not pay to repair or replace your vehicle when non-collision events occur, such as theft or vandalism.
How Does Auto Liability Insurance Differ from Other Types of Auto Insurance?
Different types of auto insurance provide different types of coverage. For example, collision insurance will pay to repair or replace your vehicle if you’re in an accident, regardless of fault. Comprehensive insurance will pay to repair or replace your vehicle if it is damaged or destroyed by non-collision events like theft, hail, flooding or hitting an animal. Knowing the kind of coverage you want for your vehicle can help you decide on the type of insurance that’s right for you.
Need Auto Liability Insurance? Call Us
If you need liability insurance, the professionals at Bonvenuto Financial Group LLC, servicing Uniontown, OH, are here to help. As an independent insurance agency, we work with many carriers, which makes shopping around easy. To get the right insurance for your car, contact us.
